There are many benefits available to active duty military personnel and veterans. But one of the most valuable that HCP Mortgage offers is the Veterans Affairs (VA) Home Loan Program that gives veterans the ability to purchase a home with no money down.

More than 29 million veterans and active duty personnel are eligible to take advantage of the VA Mortgage Loan program. Our specialists are here to guide eligible veterans through the VA Home Loan process and help them to take maximum advantage of a truly great benefit.

VA Mortgage

The VA Home purchase program allows a veteran to purchase a home with no money down.  Consult with a HCP Mortgage VA Loan specialist to find out if you are eligible to come to the closing table with no funds at all.

VA Streamline Refinance Mortgage

If you currently have a VA loan on your home and want to reduce your mortgage payment, the VA will allow you to streamline your existing loan with no out of pocket expenses & no income verification.

VA Cash-Out Refinance Mortgage

If you currently have a VA loan on your home, you may be able to pull cash out. This would depend on the amount of equity that is in your home. You could go as high as 90% of the appraised value of the home on your new VA loan.

Convert Your Conventional Loan to a VA Loan

If you currently do not have a VA loan but have VA eligibility, you may convert your existing conventional loan to a VA loan. The benefit of doing so would be to take advantage of record low rates, no mortgage insurance required and to refinance to a higher loan to value ratio then non-conforming conventional loans allow. You can even take cash out up to 90% of the value of your home.

HCP Experts Are Here To Help

HCP Mortgage specializes in VA loans. They know and understand the VA loan requirements and guidelines. They will guide you step by step through the process of financing a home with the VA loan program. Our focus on VA mortgages enables us to process your loan faster, more efficiently and provides a smoother financing experience for the veterans who work with us.

HCP Mortgage has VA automatic status meaning we have passed the scrutiny of the Veterans Administration as a mortgage lender and have been approved to underwrite and make VA loans as a direct lender.

Most importantly we are appreciative of the service of those American men and women who have served in our armed forces and we want to return their service by providing trusted, sound financial advice in securing one of the largest investments veterans will make.

HCP Mortgage is NOT affiliated with any government agencies or the VA.